Over 480 community members call a St. Ambrose rental property home. One of those community members is Ms. M, who has been a St. Ambrose resident for more than 20 years.
“This morning I was standing on the porch, enjoying the view, and I thought about how it feels good to be living in in this neighborhood – knowing where it came from and now where it is. St. Ambrose has made it possible for families like me to be here,” said Ms. M.
Things have not always been this peaceful. Many years ago, Ms. M had to quickly leave her home with her three children to escape violence. When she was living in a shelter, she met one of St. Ambrose staff doing outreach. She took the opportunity to rent a home from St. Ambrose and has continued renting from us ever since.
“St. Ambrose offers opportunities. St. Ambrose has been there for me. They work with you. Even with the pandemic – they were working hard to support families such as myself. St. Ambrose helps; not just with housing, but with food, clothing, all kinds of stuff – I used St. Ambrose services to help with my resume when I was searching for work.”
Along with raising three children, Ms. M worked as a Headstart teacher and would also make time to support other domestic violence survivors. “I used to reserve a spot to talk to women in shelters. I would share my story and talk about how I was once where they are now. I always gave them a journal book with a pen, because that is what helped me. I tell them, ‘I want you to see yourself in the word success.’”
“I raised three kids, my daughter became a soldier, she is a veteran, she fought in Afghanistan. My son is a nurse, and my youngest daughter is in the hospital, so I am raising her daughter. I’m not trying to own a home right now,” Ms. M states, and she let us know that renting is the best option for her right now.
“I’m caring for my granddaughter. This is a full-time job – being a stay at home grandma.”
Ms. M says her St. Ambrose rental in the Winter’s Lane community is an ideal place to raise her granddaughter. She loves decorating her porch and gardening. And she enjoys seeing the community in action, whether it be seeing families come together at local sports fields or neighbors helping each other with yard work. “It really does take a village to raise a family,” she says.
We are inspired by everything Ms. M does for her family and community. And we are so grateful for the time she took to share her story with us. Thank you Ms. M!
As always, if you are having trouble dealing with your landlord, or have any other questions regarding housing law, please call the Legal Services Department at St. Ambrose Housing Aid Center at 410-366-8550, extension 209.
The COVID-19 Coronavirus outbreak has caused a lot of uncertainty for all Marylanders, particularly renters like Tim. If you are struggling to pay your rent in Maryland there are three things that you should know. Watch the video here.
First, open and honest communication with your landlord is very important. Unless your landlord tells you otherwise, you still have an obligation to pay rent during this period of time. If you think you might not have rent money by the due date, get in touch with your landlord and explain what’s going on. They might be able to work with you to establish a payment plan or defer your rent payment to a later date, though it’s important to note that they are not legally obligated to do so. If you do work something out with your landlord, make sure to get it in writing.
Even if you do not pay rent, your landlord can not legally evict you right now. Even before the coronavirus outbreak, landlords could not legally evict tenants without going through the court system and then paying the local sheriff’s office to conduct the eviction. Landlords can NEVER legally evict tenants without the help of the local sheriffs office. The governor of the state of Maryland has issued an order halting all residential evictions for the duration of the State of Emergency. We do not know when this State of Emergency will end. This means that right now, your landlord cannot legally force you out of your home, even if you have not paid rent or if you have been diagnosed with the coronavirus.
Lastly: If you do miss a payment, you will still owe that money to your landlord, even though they cannot evict you right now. Our state court system is currently running limited operations, and every county and Baltimore City is handling matters differently. However, once your local district court opens up to rent court hearings, trials may be scheduled for those who have not paid their rent. If you get to this point, you are liable for unpaid rent and also maybe fees and court costs. If you do not have this money by the hearing date, your landlord may be able to begin working with the sheriffs office to schedule an eviction.
The most important thing to know is that your landlord CANNOT force you to leave your rental property during this state of emergency. If you are having trouble dealing with your landlord, or have any other questions regarding housing law, please call the Legal Services Department at St. Ambrose Housing Aid Center at 410-366-8550, extension 209.
The current COVID-19 pandemic has unleashed a host of uncertainties in nearly every aspect of personal and public life across the state. St. Ambrose Legal Services is here to work with you to achieve clarity and confidence in challenging times. If you or anyone you know is in need of legal services, contact us today: email@example.com.
Here are some of the questions our legal services team is addressing now:
Q: I recently lost my job due to the COVID-19 pandemic. What resources are available to me?
A: You may file for Unemployment Insurance benefits through the Maryland Department of Budget and Management. You can do so online at http://www.mdunemployment.com or via telephone at 1-877-293-4125 or 410-853-1600.
Q: I am afraid that I will be evicted from my house. Can that happen right now?
A: All foreclosure proceedings in Maryland are currently stayed. That means that no foreclosure case will process through the court system until further notice. Additionally, the Chief Judge of the Court of Appeals of Maryland, our state supreme court, has suspended all evictions whether the property is owned with mortgage or rented from a landlord. Even in cases where evictions were previously authorized, Baltimore City and County have suspended evictions from taking place.
Q: Am I getting a check from the government?
A: The federal government recently passed the CARES Act, which will send money directly to millions of Americans. The Internal Revenue Service will use information from your 2018 or 2019 tax return to determine whether you are entitled to direct payment and the amount that you will receive. If your address has changed since filing and you do not have a direct deposit set up, you will need to contact the IRS to inform them. One way to do this is to call the IRS at 800-829-1040 from 7:00 am to 7:00 pm.
The Treasury Department recently stated that people receiving Social Security benefits will not need to file a tax return and will automatically receive either a paper check via mail or a direct deposit into a bank account.
If you have not filed taxes for 2018 or 2019 and receive income beyond Social Security benefits, you should file your 2019 taxes as soon as possible.
Q: I cannot afford to make my mortgage payment this month. What should I do?
A: The first thing you should do is contact your mortgage servicer and explain the situation. Your servicer may offer a forbearance, meaning that they will suspend your obligation to make monthly payments for a certain period of time. At the end of a forbearance, you will continue making the same monthly payments as before.
Q: I cannot afford to make my rent payment this month. What should I do?
A: You should contact your landlord and explain what is going on. They may offer to work with you on a payment plan or suspend your obligation to pay rent for a period of time. Your landlord CANNOT legally evict you without utilizing the services of your local Sheriff’s office.
Q: What should I do if I cannot afford to pay my utilities?
A: BGE has suspended all service disconnections and late payment fees until at least May 1 and will be working with customers to establish payment arrangements and identify energy assistance options. For further information, contact BGE at 800-685-0123.
Both Baltimore City and Baltimore County have suspended water shutoffs for failure to pay.
Q: I have not paid my property tax. Can my property still go to tax sale?
A: Yes. The 2020 Baltimore City has been delayed, but may still occur this year. The 2020 Baltimore County tax sale is scheduled to take place in early May. YOU DO NOT HAVE TO LEAVE YOUR HOME IMMEDIATELY AFTER IT IS SOLD AT TAX SALE. Even after a property is sold at a tax sale, the owner has a right to pay what is owed (possibly along with fees) until at least six months after the tax sale.
Call the Legal Services Department at St. Ambrose Housing Aid Center for more information at 410-366-8550 extension 209.
Q: Can I still vote in the upcoming elections?
A: The Special Congressional District 7 Election (to replace Rep. Elijah Cummings) will be held exclusively by mail. If you live in the District and you are registered to vote, expect to receive a ballot in your mailbox in early April. In order to have your vote counted, if must be filled out and returned, postmarked on or before April 28, 2020.
The 2020 Primary Election will take place on June 2, 2020 from 7:00 am until 8:00 pm. Early voting will be open from Thursday, May 21 to Thursday, May 28.
Please keep up to date with the State Board of Elections as these dates and procedures are subject to change.
Q: What should I do if I need further assistance or receive a document that I do not understand?
A: You should contact the Legal Services Department at St. Ambrose Housing Aid Center at 410-366-8550, extension 209.
Q: Will any of this information change?
A: Maybe. This information was compiled in early April and all information is subject to change. Call the Legal Service Department at St. Ambrose Housing Aid Center at 410-366-8550, extension 209 with any questions you may have or to confirm that any of this information is still valid.
As a third generation Baltimore community leader and advocate, Ms. B. is no stranger to the challenges our community faces, especially seniors. Ms. B. has previously served on the 45th Legislative District of Maryland, has been voted “Mother of the Year” twice in Baltimore City (along with countless other awards) and has a street named after her in honor of her service to the community.
When Ms. B.’s health began to decline, she reached out to community resources to see what help would be available to her in making minor repairs and modifications to her home. That’s when she found the HUBS Program at St. Ambrose.
As part of the HUBS services we deliver, St. Ambrose helped Ms. B receive home modifications through Civic Works Cities for All Ages Program. Ms. B. has had her front walkway fixed, exterior rail at rear entrance installed,motion light at top of basement stairs installed, grab bar in bathroom installed in addition to other minor modifications and repairs.
Ms. B. recalled, “I became familiar with HUBS due to my health challenges that caused me to be a recipient of the program. The HUBS Program was there when I needed it. I am grateful for everyday I see.”
In this way, the HUBS Program at St. Ambrose assists seniors in remaining safe and independent in their own homes for as long as possible.
Ms. J. may be 22 years old, but her life experiences quickly
gave her the tools necessary to survive life on the streets as a young mother
in Baltimore. When Ms. J. graduated from high school, her newborn son Luke was
there in the audience to support her. Following graduation, Ms. J. had been
kicked out of the only home she has ever known due to her mother’s struggles
Ms. J. only had one option: to move in with her boyfriend,
the father of her child. This would allow her to begin schooling and obtain her
Medical Assistance certification. Unfortunately, due to a volatile home
situation, Ms. J. had to withdraw from school and she and Luke had to flee to a
domestic violence shelter. As a single mother living on the streets with a baby
she wondered, “Why didn’t I just wait to have a child? But I didn’t.” Ms. J.
knew it was time to reach out to community resources for help.
Ms. J.’s Case Manager from Maryland Health Care Connection
referred her to St. Ambrose’s Rental Services Program and Leah Mason-Grant,
Senior Manager of Rental Services. “Leah is always so kind and helpful to Luke
and me. She treats us exactly like we are all a part of one family.”
Ms. J. was then connected with Darrell, St. Ambrose Case
Manager, whom she found to be extremely helpful on her journey. “Darrell helped
me find the job I have now. I was only babysitting when he helped me find an
on-call, floating IEP (Individualized Education Program) position in the
Baltimore city schools. This allows me to help children in the school system
that require extra assistance, guidance and are special needs.” After one year,
Ms. J. will be eligible for a full-time position at a permanent school location.
Ms. J. and Luke, almost 4 years old, now live in a St. Ambrose rental property. They have a two-bedroom townhouse to call their own and they love their new life. “The home was so big and beautiful! I never had anything like that before. It means everything to me that I have a nice home to raise my son in.”
What’s next for Ms. J.? Ms. J. would appreciate the
opportunity to go back to college. Her sister is a driving force for this
because as a Phlebotomist and Mortuary Science student, her sister has
expressed an interest in opening a family mortuary business with Ms. J., but
she has to get a degree first.
Ms. J.’s plan is to get a more permanent job, get accepted to college and start her son in school. “Thank you Darrell, Leah and St. Ambrose for everything you have done for us!”
Through their Priority Markets Program, the Wells Fargo Foundation has awarded $80,000 to St. Ambrose Housing Aid Center for the preservation of affordable rental apartments in the Hampden community. The award provides the final funding needed for St. Ambrose to begin a comprehensive renovation on their Union Avenue Apartments. This garden style apartment complex is home to 54 families.
Since the initial renovation in 1996, normal maintenance has occurred as residents moved out. Heating and hot water systems were replaced complex wide within the last 5 years. However, the turnover rate has been historically very low and the property needs a substantial renovation to the interior and exterior to assure that it meets the competitive standards of today’s market and the neighborhood. The planned renovation will upgrade the property to include central air conditioning, enhancing the exterior of the property by removing unsightly window units and replacing windows. The agency is holding units vacant to enable an in-place rehab. Residents from an entire building will relocate to renovated vacant units allowing for the total renovation of one building at a time.
With a severe deficit in the number of affordable rentals in the City, this funding from Wells Fargo represents a significant investment in the community and assures an improved quality of life for the residents. Union Avenue apartments provide an affordable home for families in a neighborhood that is bustling with newer developments and is close to public transportation and schools. The anticipated start date for the renovation is the summer of 2018 and St. Ambrose is committed to creating a property that demonstrates that affordable rental can blend into the urban aesthetic and be viewed as an asset within the community.
Thank you to Wells Fargo for their support in creating better housing opportunities in Baltimore.
GRID Alternatives Mid-Atlantic , a non-profit organization that makes solar power and job training accessible to under-served communities, and volunteers from Constellation energy installed a 90kw cost-saving solar energy system at Aigburth Vale last week.
GRID Alternatives Mid-Atlantic is able to provide the solar energy system with the support of Constellation. Savings from the system will help fund ongoing renovations to preserve Aigburth Vale as affordable senior housing.
Built in 1868 by architects Niensee and Neilson as a country home for actor John E. Owens, the historic Aigburth Vale mansion was turned into affordable senior housing in 1999 by St. Ambrose Housing Aid Center and our partners.
The 90 kW solar energy system, which will offset common area energy usage, will result in approximately $15,000 of savings on electrical bills annually. The savings will help St. Ambrose provide the 70 residents with multiple improvements to each unit, including new kitchens, handicap accessible bathrooms and new HVAC units, as well as upgrades to the common areas, including a new roof, common area furniture, floors, gym equipment, computers, a back up generator and elevator upgrades.
The solar energy system will prevent 2,347 tons of greenhouse gas emissions from entering the atmosphere, and is the equivalent of planting over 50,000 trees.
On April 20th, 20 volunteers from Constellation came to help with the installation of the solar panel system. The day kicked off with an announcement of the project and a celebration with stakeholders and sponsors.
Board member Nora Vlahoyiannis with Congressman Sarbanes
Board members David Wells and Jerry Geraghty with Aigburth interior designer Carol Currotto
Constellation Volunteer with Aigburth resident, Nancy
Aigburth property manager, Mimi Kelly with GRID Alternatives project manager
Congressman John Sarbanes praised St. Ambrose for the development and preservation of Aigburth Vale over the last two decades and discussed how the partnership that enabled the solar panel installation at Aigburth Vale should be used as a model in communities across the country to help further the impact of solar energy.
Councilman David Marks commented on the importance of appreciating local history and the environment as well as effective partnerships as three components of a thriving community.
Other speakers included Gerard Joab, executive director of St. Ambrose, Bill Rubin, director of rental services, Nicole Steele, executive director of GRID Alternatives mid-Atlantic and Gary Fromer, senior VP of distributed energy at Constellation Energy.
St. Ambrose is participating in a project through the AARP foundation to address isolation among older adults in our senior housing community, Aigburth-Vale mansion, in Towson, MD. Residents who volunteer to participate in the program are given the Amazon Echo, a voice controlled speaker, to use at home, and the AARP Foundation will track volunteers’ usage patterns.
According to Amzon’s website, “Amazon Echo is a hands-free speaker you control with your voice. Echo connects to the Alexa Voice Service to play music, provide information, news, sports scores, weather, and more—instantly. All you have to do is ask.”
After a successful initial prototype trial at Aigburth and 3 other senior communities this summer, the project will be expanded in early 2017 to reach seniors all over the country including a larger group of residents at Aigburth-Vale. The goal is to find and advance an innovative solution to reduce the risk of social isolation among older adults.
Al Browne, who is leading the program at the AARP foundation, made a presentation last week for interested residents to learn more about the project and how to participate. Al explained that participants’ engagement patterns will be tracked in an attempt to show three things: people over the age of 50 will want the echo and will use it, ‘skills’ (apps for the Echo) can be created to improve the health of older adults, and investors will be interested in helping to make the echo more affordable for seniors.
Al told the group that for the 12 million older adults living alone in the United States they “gradually disconnect from friends and family.” According to AARP’s website, social isolation is “the result of multiple causes, including poor physical and mental health, poorly designed communities, and major life events such as loss and retirement.” Research also shows that “the health risks of prolonged isolation are equivalent to smoking 15 cigarettes a day.” The AARP foundation is looking for an easy to use technology that could have a positive impact on quality of life of seniors living alone.
The echo was an obvious choice for a number of reasons. The voice assistive technology is simple to use and ideal for an older adult whose sight or motor skills may be deteriorating. The echo provides news and information, and can play music and audio books, all of which help to keep users more connected to the world. But Al comments, sometimes it’s less about the information received, and more just that the technology “feels more human.” You can also ask Alexa to tell you a joke or even give you advice. Users have reported feeling empowered by being able to share the technology with their families and friends.
Edwena, an Aigburth resident volunteered at the meeting, “I took it on vacation and everyone loved it! It brought everyone together, from the little one’s on up and afterwards they said, ‘make sure to bring it next time’”
Al has heard this from participants from other communities too. A man from Miami took Alexa on a cruise and commented that he “felt like a rockstar.”
Al is working with experts in gerontology from across the country in an effort to enhance the product to better address the needs of older adults. In addition to the device’s basic functions, Alexa has the ability to learn “skills” which are like apps that can be installed for the echo. Al’s goal is to identify and develop skills that would promote positive health outcomes for seniors.
Residents at Aigburth had the opportunity to make suggestions for how to make the product most valuable for them. The most common suggestion: “Could Alexa call a family member or an emergency number in the event of a fall?” Though not one of Alexa’s current ‘skills,’ Al has been advocating for this capability. Everyone at Aigburth agreed, emergency assistance would be a major selling point for older adults and their families.
“Can I dictate a story about my childhood to Alexa?” one resident wondered. Al was enthusiastic about the idea that Alexa could help seniors to journal or record oral histories.
And, “What if Alexa could provide reminders about when to take what medications and when to have meals,” a resident’s caretaker questioned.
Input from Aigburth’s users and from senior users throughout the country will help to guide leaders in pushing for improvements to the voice assistive technology that can be catered specifically for the needs of seniors.
Leslie, an Aigburth resident and early participant in the Echo project commented said she uses her echo in this way: “In the morning when I get up, I probably ask for the weather so I know what to wear. I make my shopping list, and if I take a nap, I ask it to wake me up.” Though Leslie commented that she just used Alexa for menial things, it’s easy to see how Alexa is able to offer a little extra help for daily activities.
Many residents were excited about the prospect of the program continuing, and the current echo users at Aigburth have been encouraging their friends and neighbors to get on board with the expanded project. Nancy is probably Alexa’s biggest advocate at Aigburth-Vale. Though Nancy is very active and engaged in her community, she acknowledges that there is a great need among her peers for the kind of social diversion that Alexa offers.
Requirements to participate in the program include having a smart phone and access to WiFi. Both of these things proved to be an obstacle for participants to sign up this summer, but St. Ambrose staff made it a priority to enhance the building’s WiFi and now, each room at the mansion has a strong wireless internet connection. There is a growing list of Aigburth residents who are looking forward to participating in the program. Residents who participate will receive a free Amazon Echo from the AARP foundation that they will get to keep even after the project ends. Volunteers will complete a survey before the program starts, and then they are just asked one simple request: use it!
With support from Baltimore County and the State’s Community Legacy program, St. Ambrose is beginning the preservation and renovation of 10 duplex rental homes in the historic black community of Winters Lane in Catonsville, MD. Though St. Ambrose has a long history of doing quality renovation and rehabs to Baltimore area homes, the historical significance and value of these particular houses has had a great impact on our approach to completing the renovations. In the Winters Lane Community, it’s not just about improving the quality of the home, doing energy efficient upgrades, installing new appliances, and making an investment in the community at large. Preserving these homes for their historical value is critical to the project’s success. The extensive renovations will maintain the historical character of the 100+ year old homes as a celebration of the heritage and historical significance of Winters Lane .
Winters Lane is a historically African American community founded by freed slaves following The Civil War. Officially added to the National Registry of Historic Places in 2007, the history of Winters Lane is well documented thanks to the research of Louis S. Diggs, author of the 1995 book entitled, “It all Started on Winters Lane.” In his book, Diggs primarily takes a genealogist’s perspective to the history of the black community in Catonsville. Diggs’ book draws on oral histories, historic newspapers, census and civic documents to describe in the fullest detail the life and times of the community as it grew and flourished in the years and decades following The Civil War. As we move ahead by making a necessary investment in the future of the community, it is critical to look backward to honor the amazing accomplishments and resilience of Winters Lane.
In the August 19th, 1961 edition of the Baltimore Afro American newspaper, journalist Elizabeth Oliver introduces the community in this way:
In the Catonsville Development, just two miles from Baltimore’s Western City limits, sprawls the near perfect example of suburban living, homeownership, and community spirit. There is no undertaker here and but one physician, since citizens are interested in living. The welcome mat is always out to summer visitors who find the community a nice place to visit.
The article goes on to describe the community’s picturesque residential gardens and winding lanes, high rate of registered voters (4,000 in total), its ample opportunities for civic and social engagement, and the resolute commitment of the community’s leaders and business owners. This glowing depiction of a harmonious and thriving community is reinforced throughout the pages of Diggs’ book, most conclusively in the oral histories provided by residents who grew up in the community in the first half of the 20th century. In the face of rampant institutionalized racism during the Jim Crow era, the tight knit community of Winters Lane burgeoned and prospered.
The settlement was founded in 1867, one year after the civil war ended. Some of the original founders came into deeded property upon being released from slavery, while others migrated to the settlement from other parts of Maryland and purchased property along Winters Lane in the late 1800’s. Due to segregation and the distance from Baltimore, Winters Lane became a largely self-sufficient community.
In 1868, J.W. Gould donated a tract of land and old school house on the corner of Winters Lane and Edmondson Avenue. The building became the community’s first church, known today as Grace A.M.E ., as well as the first school for black children, School #23. Grace A.M.E. is still an active community church today, though it moved to its present location in 1890. At least 5 churches were founded within the next few decades and the school expanded and moved to accommodate a growing community.
William Washington and Charles Woodland were two of the prominent business owners and home owners in the community’s early days. The Washington family owned one of the first community grocery stores, also on the corner of Winters Lane and Edmondson, which served as an additional community meeting space. According to the oral history of Eva Adele Page Brooks in Diggs’ book, the top floor of the grocery store also housed the classrooms of the 5th and 6th grades in the 1920’s.
Source: Catonsville Patch
Source: Maryland Historical Trust
Left: The Washington Grocery Store built in the 1800’s has been demolished. Right: The Charles C. Woodland House, built in 1874, was purchased in 1914. The house is registered with the Maryland Historical Trust.
Washington and Woodland were two of the founding members of The Catonsville Cooperative Corporation. The Co-op was founded in 1890 as a way for local residents to pool their resources to support new businesses. One venture of the Co-op was the Greenwood Electric Park which was a wildly successful amusement park that attracted African Americans from all over the Baltimore metro region. At the time of the Co-ops disengagement in the 1960’s, there were 523 shareholders.
The Weekly Clarion was a local newspaper that first circulated in 1919 as a newsletter for the Grace A.M.E. church. It soon became a community wide voice with a small editorial staff and control board.
Civic and social organizations thrived throughout the 1900’s including a football club and baseball club, homeowner’s organization, and various men’s and women’s social clubs that organized community service activities and hosted dances and social gatherings.
Source: Baltimore Sun
Source: “It all Started on Winter’s Lane”
Left: A present day picture of Landmark Lodge #40. The Masonic Temple was established in 1904 as a lodge for the Freemasons. The chapter is still active today. Right: 1930’s photograph of members of the Emma Williams Temple. The temple was founded in 1925 and is still active today.
The tradition of strong community organization in the early years of the community paved the way for one of the most active organizations still involved in community affairs today. The Concerned Citizens of Catonsville was founded in the 1980’s to encourage an open dialogue about the increasing crime rates in the Winters Lane District. Today, the group advocates for community revitalization projects, coordinates crime watch patrols, and gives voice to current neighborhood concerns. A legacy of strong leadership continues with the Concerned Citizens of Catonsville who have forged robust community partnerships to fight for for redevelopment and new investment in Winters Lane.
The rehab and preservation of the historic homes on Shipley and Roberts avenues is just a first step to preserving the resilient community for the future. The homes will be updated to meet current building codes, the living spaces will be expanded and modernized and the exteriors restored. The goal is to maintain the historic character and architecture of the homes, meeting the requirements of the Maryland Historic Trust, while making an investment in the quality of the homes and ultimately the community as whole. Renovations will begin this spring, but the preservation and investment in the Winters Lane community is an enduring project that will ultimately include the preservation of additional homes and new development of affordable homes.
Sources/ For more information
Diggs, Louis S. “It All Started in Winters Lane.”1995. website
Joseph Butler recently purchased a newly renovated home from St. Ambrose in the Belair-Edison neighborhood. Fifty-seven years old and a first time homebuyer, Butler said that he was looking ahead to retirement and wanted something to call his own, “anyone can own a car, but a home- that’s something special.”
Mr. Butler is a particularly special first time homeowner for St. Ambrose because he is a former tenant with St. Ambrose Rental Services. He lived in St. Martin’s apartments in West Baltimore for seven years before purchasing his new home in Belair-Edison. As the first client who has both rented from St. Ambrose and purchased a St. Ambrose home, we sat down with Butler to inquire about his journey to homeownership.
This spring, “things just fell into place” for Butler, who had always dreamed of owning his own home. Although he admits that he had his doubts during the home-buying process. Things were moving slowly before the settlement and his patience was tested as he waited for the final approval to go through. Working with Denise Hairston, our in-house realtor at St. Ambrose, Butler finally went to settlement on Friday, June 12th, accompanied at the signing table by his proud father.
Through support from the National Fair Housing Alliance (NFHA) based in Washington, DC, St. Ambrose offers closing cost assistance grants for first time homebuyers. This special funding helps us to bring new homeowners into Baltimore neighborhoods. Butler, however, was a special case. Because he was our renter at the time, a technicality prevented St. Ambrose from offering him the closing cost grant. But NFHA wouldn’t allow a small complication to prevent Butler from receiving this support. The last thing to fall into place for Butler was a grant check directly from NFHA to support his closing costs. Hairston’s advocacy on Butler’s behalf was critical in ensuring this benefit was accepted by the lender.
Butler’s advice to someone who wants to own a home is to “save money, be patient” and citing the old adage that so often rings true, “Rome was not built in a day.” He also recommends others to be proactive in addressing their credit issues. “Have an open conversation with those who you owe debts.”
Resilience and gratitude are two other factors that undoubtedly contributed to Butler’s success in achieving his lifelong goal. An army veteran from the DC area, Butler moved to Baltimore in 1998. Butler was honest and candid about his life’s journey. A former drug user, Butler went through rehab at Maryland Center for Veterans Education (MCVET) in 2000 and has been clean for 15 years. While living in St. Martin’s, Butler paid off all of his debts and sought assistance to help to repair his credit in order to prepare to take out a mortgage. “I am so blessed,” Butler emphasizes when he speaks of his journey to homeownership. His warm smile radiates his appreciation for life’s lessons and successes.
Mr. Butler works for the federal government as a security guard for the Smithsonian. He commutes to Landover, Maryland where he works an evening shift at the Smithsonian storage facility. He’s also worked at the American Indian, Air and Space, American History, and Natural History museums. Butler has loved the opportunity to learn from museum curators during his tenure at the Smithsonian. The American History Museum is his favorite, noting a Duke Ellington exhibit, JK Lilly’s historic coin collection, and the first ladies’ inaugural dresses. Another testament to Butler’s ethic, he actually left his position at the Smithsonian for several years and was successful in earning his job back- not an easy feat for a position in the government.
What is Mr. Butler looking forward to about his new home? For one, all of the appliances are brand new. The luxury of not having to worry about replacing the air conditioning, furnace, and kitchen appliances is peace of mind for a first time home buyer, and having his own brand new washer and dryer means he has the privilege of doing laundry in the comfort of his own home. Another amenity about his new home is that he can practice his saxophones (both alto and tenor) more freely than he could in his apartment. Afforded with both a front and backyard, he’s also looking forward to sitting outside and drinking coffee while he reads the paper.
When asked what attracted Butler to Belair-Edison in particular, he didn’t hesitate for a moment before responding, “It’s nice and quiet. Listen… all you hear is the wind blowing across the trees.” Indeed, nestled on a quiet street next to Herring Run Park, Butler’s new home is far enough from the bustle to feel at complete peace.
“This will always be mine,” Butler says with pride. “I am so blessed.”