Talking Homeownership with Pam Petty

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June in National Homeownership Month! To commemorate the occasion we sat down with Homeownership Counselor Pamela Petty to learn about the role she plays to help her clients become happy Homeowners. Pam has been a St. Ambrose Homeownership Counselor for 19 years.
What’s your favorite part about your job?
The folks! I love seeing their faces when they come in and realize that they can buy sooner than they originally anticipated. I love helping my clients understand what funding is available to help them reach their goal of homeownership.
A lot of times my clients come in with a lot of nerves about the home buying process. Being able to explain the process to them helps to settle their nerves and relieve some stress about buying a home. When I’m able to show them that they have more control over the process and the partners they choose to work with, I can see them becoming more relaxed. I love seeing my clients walk out the door with more confidence and settled nerves about the home buying process.
What’s the most common misconception that your clients have?

Sometimes people come in thinking they can afford more house than is realistic for their income. Another misconception is that many people don’t understand the importance of good credit.

What’s your vision for a better Homeownership department:
I think a standard counseling certificate for the whole state would better serve many of our clients. You don’t always know where you’ll find your perfect home. It would be helpful if the counseling certificate was universal for the whole state rather than being separate for each jurisdiction.
It’s great that we offer eHome America to allow clients to complete their homeownership workshop online. I think we need to continue to use technology to serve our clients better and make our counseling program unique.
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Pam with her client, Leslie H., after their one-on-one homeownership counseling session.
What is National Homeownership Month? Here’s an excerpt from the Department of Housing and Urban Development’s Press Release:

WASHINGTON – This week, the U.S. Department of Housing and Urban Development (HUD) kicks off National Homeownership Month by recognizing how homeownership enhances lives and contributes to thriving communities we call home. “Dare to Own the Dream” is the theme of this month-long recognition, reinforcing the long-held belief that owning a home remains one of the cornerstones of the American Dream. Read President Obama’s National Homeownership Month message. 

When President Obama took office nearly eight years ago, the nation’s housing market was in free-fall, unemployment was rising and many families were left feeling trapped and anxious about their mortgages. He immediately took action to address these issues and to protect the middle class. The steps he took helped millions of Americans stay in their homes, save money on their mortgages and turn their communities around.

“Homeownership Month is a good time to reflect on the progress the Obama Administration has made to ensure that owning a home is always within the grasp of the average American family. A home is the place where we raise our children, establish roots in a community and plan our future,” said HUD Secretary Julián Castro. “The opportunity to be a homeowner should be open to those ready and able to buy a home.  As the housing market continues its recovery we must ensure that responsible homeowners have access to credit to make their dreams of homeownership a reality.”

Interested in learning more about Homeownership Counseling at St. Ambrose?  Visit the website to explore your options.

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Author: Carla Hinson

Housing, Baltimore, and also Brazil.

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